In the proposed home loan, there are several documents that need to be completed by the debtor in order assessment of feasibility of granting credit. Without a comprehensive document that prospective borrowers do not expect to be able to quickly get results regarding the submission of credit. As for some of the documents to be delivered are:
For entrepreneurs, the documents needed are:
- List of suppliers, if engaged in trade.
- Evidence of transactions with customers.
- Bank account records the last three months minimum.
- Taxpayers sign letters.
- Trade business license, if engaged in trade.
- Corporate Registry.
As for the professional or practitioner:
- Proof of customer transactions.
- Bank account records the last three months minimum.
- Taxpayers sign letters.
- License to practice some specific professions.
Repair of Financial Transactions
Having a bank account, because the paycheck is not trusted by the bank. Usually the bank will ask for bank account records to prove the amount of money according to paycheck. If a salary in cash as soon as possible then put into a bank account before being used for everyday purposes. That way the bank can assess that the applicant has a regular income. In addition, try to bank account records indicate the presence of about 3-6 months income from earnings.
Proportionate in debt repayments. Because the bank can reject the loan application if the debt reaches 33% of regular income.
Lancarkan debt payments elsewhere because the banks can analyze and have the own way of memerkirakan mortgage applicant's financial condition, which one of them by reading the bill paying for is worth scrutiny by the debtor that the completeness of the data required in the proposed loan must complete all of them, be cooperative and particularly open about your current financial condition in the proposed mortgage in order to facilitate the setting up of banking facilities as well as mortgages that match your cash flow does not burden the future.
Tips on Best Home Loan Bank Application
